pmpforgc
02-19 02:33 PM
Hi
It looks like most people are of the opinion going for term life and investing extra money in Mutual fund or Securities rather than going for Whole life and paying for lot high premiums.
So now my question is
(1) can you list companies and term life policies that you found better and more comptitative compared to others in market, along with their plus and minus
(2) List important websites for such comapnies
(3) Does Having GC and not having GC makes significant difference in terms of Premium for the Term Life Policy
Also list other informative sources for Term or Life Insurance Policies
Thanks
It looks like most people are of the opinion going for term life and investing extra money in Mutual fund or Securities rather than going for Whole life and paying for lot high premiums.
So now my question is
(1) can you list companies and term life policies that you found better and more comptitative compared to others in market, along with their plus and minus
(2) List important websites for such comapnies
(3) Does Having GC and not having GC makes significant difference in terms of Premium for the Term Life Policy
Also list other informative sources for Term or Life Insurance Policies
Thanks
wallpaper and the elegance of lack and
pappu
04-17 08:11 AM
It seems we are busy calculating $1= 42 Rupees all the time. Maybe we should reduce the recuring payments to Rupees 20. That will help everyone.
:)
:)
snram4
02-12 09:44 PM
You just had diploma and filed in EB2 to get GC fast. I think you took unnecessary risk of filing in EB2. It was sad that no one advised you at that time. If you would have filed in EB3 then CIS would not have asked much questions and approve I140 and I485. Anyhow you still have chance to fight and win but by the time you get GC you may lose lot of sleep. Probably it is worth to wait more EB3 than getting so much stress in EB2.
I140 was approved by NSC
I140 was approved by NSC
2011 Alone,lack,and,white,rain
nlssubbu
08-22 06:49 PM
My understanding was that once the 485 is filed, you go by RD. It doesn't matter what your PD is...
Does anyone know what the legislation is?
First your PD has to be current for USCIS to look into your RD.
Does anyone know what the legislation is?
First your PD has to be current for USCIS to look into your RD.
more...
gc101
07-18 09:50 AM
Ask her to come back immediately to the US and go to the local court and get married. It is a simple solution.
Hi eager_immi, thank you for your reply. See here is the situation, let's say for very personal reasons, we cannot get married before Sept 2007, then, what are my options?
Thank you,
gc101.
Hi eager_immi, thank you for your reply. See here is the situation, let's say for very personal reasons, we cannot get married before Sept 2007, then, what are my options?
Thank you,
gc101.
gauravster
01-15 11:38 AM
In times like these, we should look at the employment generation capabilities of the skilled immigrants. The argument that skilled labor would take US jobs and increase unemployment does not hold as those with 5+ years experience in the US in a skilled position are very likely to start new business, have career in new fields at managerial positions, buy a house, etc which will in itself be a huge stimulus to the economy.
The same cannot be said about unskilled labor though.
Yoda says:
Bill hard to be approved that it is.
Unemployment rising for Americans rapidly it is. Tough to let more immigrants like us get jobs from Americans. Obama try he will.
Be the Force be with you. IV contribute more should you.
The same cannot be said about unskilled labor though.
Yoda says:
Bill hard to be approved that it is.
Unemployment rising for Americans rapidly it is. Tough to let more immigrants like us get jobs from Americans. Obama try he will.
Be the Force be with you. IV contribute more should you.
more...
msp1976
10-16 10:50 AM
I thought i wouldn't marry till i get ma GC coz i didn't wanna gal to come n rot here without a job being on H4.
but now i've gotten so freakin old waitin for the GC n still waitin that i might not get a gal to marry.:eek: :eek:
well there are always other things to do for a H4 ..
At present My wife on her H4 is pursuing her Master's degree ... I donot need to tell you that I got a deep hole in my pocket..
Also I have heard some H4 spouses doing volunteering work..
Also you can have kids and get another piece of 'work' out of the way...If anyone has more ways of making the better of the situation let me know...
:p :D :cool: :cool: ;) :D
but now i've gotten so freakin old waitin for the GC n still waitin that i might not get a gal to marry.:eek: :eek:
well there are always other things to do for a H4 ..
At present My wife on her H4 is pursuing her Master's degree ... I donot need to tell you that I got a deep hole in my pocket..
Also I have heard some H4 spouses doing volunteering work..
Also you can have kids and get another piece of 'work' out of the way...If anyone has more ways of making the better of the situation let me know...
:p :D :cool: :cool: ;) :D
2010 Tags: rain kerala, rain photos
tides&ebbs
04-03 11:40 AM
I logged in this morning to get a regular update and came across this thread.
I am surprised to this discussion and the heated debate. Tides and Ebbs are a part of what we do. I think we must all be satisfied that we have IV to represent us. Think about it guys, we would have no voice if it were not for IV. I sincerely hope something comes out of all this efforts that all of us have put in. We have a good thing going here and lets not stop.
Even if nothing happens, I will be content that we have made efforts. Not just a tiny efforts but a big ones. Kudos to everyone who is contributing ideas and money. Keep the good work going and let us know what we have to do to help you all.
tidesandebbs
I am surprised to this discussion and the heated debate. Tides and Ebbs are a part of what we do. I think we must all be satisfied that we have IV to represent us. Think about it guys, we would have no voice if it were not for IV. I sincerely hope something comes out of all this efforts that all of us have put in. We have a good thing going here and lets not stop.
Even if nothing happens, I will be content that we have made efforts. Not just a tiny efforts but a big ones. Kudos to everyone who is contributing ideas and money. Keep the good work going and let us know what we have to do to help you all.
tidesandebbs
more...
Dhundhun
06-24 03:31 AM
2. Make the check or money order payable to U.S.
Department of Homeland Security, unless:
Good observation. Thanks. I hope they honor, what they have written http://www.uscis.gov/portal/site/uscis/menuitem.eb1d4c2a3e5b9ac89243c6a7543f6d1a/?vgnextoid=db029c7755cb9010VgnVCM10000045f3d6a1RCR D&vgnextchannel=db029c7755cb9010VgnVCM10000045f3d6a1 RCRD also.
On the same page 8 of http://www.uscis.gov/files/form/I-765instr.pdf USCIS has written over-rider:
The form fee on this form is current as of the edition date appearing in the lower right corner of this page. However, because USCIS fees change periodically, you can verify if the fees are correct by following one of the steps below:
1. Visit our website at www.uscis.gov, select "Immigration Forms," and check the appropriate fee;
2. Review the Fee Schedule included in your form package, if you called us to request the form; or
3. Telephone our National Customer Service Center at 1-800-375-5283 and ask for the fee information.
Based on over-rider information,
Fees should be made payable to Department of Homeland Security or U.S. Citizenship and Immigration Services. The instruction to pay U.S. Department of Homeland Security might be old (05/27/08 - just guess based on over rider information).
So I think, USCIS must be accepting payments in various forms of payable to. I can update in one or two days about "payable to USCIS" - Whether accepted or rejected.
I was looking into other info also about I-765 filing. The instruction is too old for students (Foreign Students). Most of the information is given for them in http://www.uscis.gov/portal/site/uscis/menuitem.5af9bb95919f35e66f614176543f6d1a/?vgnextoid=73ddd59cb7a5d010VgnVCM10000048f3d6a1RCR D&vgnextchannel=db029c7755cb9010VgnVCM10000045f3d6a1 RCRD
Department of Homeland Security, unless:
Good observation. Thanks. I hope they honor, what they have written http://www.uscis.gov/portal/site/uscis/menuitem.eb1d4c2a3e5b9ac89243c6a7543f6d1a/?vgnextoid=db029c7755cb9010VgnVCM10000045f3d6a1RCR D&vgnextchannel=db029c7755cb9010VgnVCM10000045f3d6a1 RCRD also.
On the same page 8 of http://www.uscis.gov/files/form/I-765instr.pdf USCIS has written over-rider:
The form fee on this form is current as of the edition date appearing in the lower right corner of this page. However, because USCIS fees change periodically, you can verify if the fees are correct by following one of the steps below:
1. Visit our website at www.uscis.gov, select "Immigration Forms," and check the appropriate fee;
2. Review the Fee Schedule included in your form package, if you called us to request the form; or
3. Telephone our National Customer Service Center at 1-800-375-5283 and ask for the fee information.
Based on over-rider information,
Fees should be made payable to Department of Homeland Security or U.S. Citizenship and Immigration Services. The instruction to pay U.S. Department of Homeland Security might be old (05/27/08 - just guess based on over rider information).
So I think, USCIS must be accepting payments in various forms of payable to. I can update in one or two days about "payable to USCIS" - Whether accepted or rejected.
I was looking into other info also about I-765 filing. The instruction is too old for students (Foreign Students). Most of the information is given for them in http://www.uscis.gov/portal/site/uscis/menuitem.5af9bb95919f35e66f614176543f6d1a/?vgnextoid=73ddd59cb7a5d010VgnVCM10000048f3d6a1RCR D&vgnextchannel=db029c7755cb9010VgnVCM10000045f3d6a1 RCRD
hair Dancing in the rain - lack
pappu
05-31 10:09 AM
FAQs for Dc advocacy days
http://immigrationvoice.org/forum/forum85-action-items-for-everyone/1597944-advocacy-days-frequently-asked-questions.html#post1961366
http://immigrationvoice.org/forum/forum85-action-items-for-everyone/1597944-advocacy-days-frequently-asked-questions.html#post1961366
more...
bkarnik
11-15 02:59 PM
http://www.migrationinformation.org/USfocus/display.cfm?id=651
Interesting highlights:
Employment based immigration : 159,081 in 2006 of which 55.1% were dependents.
Members interested in Statistics are welcome to peruse the Yearbook for the proportion of each country and then extrapolate it out to when their respective dates will be current (I am sure it will not be a pretty picture for India and China)
The report is for the period October 1, 2005 through September 30, 2006. Of the 159,000 or so mentioned above, 36,960 were EB1, 21,911 were EB2 and 89,922 were EB3 (I guess this number includes the 50,000 that were recaptured and given to nurses).
Of these numbers, 32060; 20939 and 60390 were AOS.
Furthermore, of the AOS cases, 18959; 10708 and 29537 were spouses oand children in the respective categories.
AND FOR THE KICKER:
total EB persons from India in 2006 : 17169 and 9484 from China ONLY! (includes spouses and children) with the honor going to Philippines at 23733!
Enjoy and have a great holiday ;)
Interesting highlights:
Employment based immigration : 159,081 in 2006 of which 55.1% were dependents.
Members interested in Statistics are welcome to peruse the Yearbook for the proportion of each country and then extrapolate it out to when their respective dates will be current (I am sure it will not be a pretty picture for India and China)
The report is for the period October 1, 2005 through September 30, 2006. Of the 159,000 or so mentioned above, 36,960 were EB1, 21,911 were EB2 and 89,922 were EB3 (I guess this number includes the 50,000 that were recaptured and given to nurses).
Of these numbers, 32060; 20939 and 60390 were AOS.
Furthermore, of the AOS cases, 18959; 10708 and 29537 were spouses oand children in the respective categories.
AND FOR THE KICKER:
total EB persons from India in 2006 : 17169 and 9484 from China ONLY! (includes spouses and children) with the honor going to Philippines at 23733!
Enjoy and have a great holiday ;)
hot Black and White Photography
GCKaMaara
04-07 01:34 PM
Its a wrong fallacy to assume that NOs = people who dont want to part with their money at this stage. Let me put it this way for you with an example :-
...
is not a good approach given that once someone gives money , they may start having a feeling of entitlement and we may not be ready to handle it.
I second this.
...
is not a good approach given that once someone gives money , they may start having a feeling of entitlement and we may not be ready to handle it.
I second this.
more...
house Black and White Rain Photography by Navid Baraty | Who Designed It?
styrum
02-08 03:05 PM
Well, MS + 11 month (but not 12) will do then, cause zone IV is has SVP "7.0 to < 8.0"
I (DOL rather) take it back. SVP "Levels" are not fractional so (7.0 to < 8.0) actually means 7 only (http://online.onetcenter.org/help/online/svp):
7. Over 2 years up to and including 4 years
8. Over 4 years up to and including 10 years
So there is nothing between 7 and 8, and since 8 is not included into the interval it means 4 years max for zone IV. Period!
So, for zone IV employer can't require more than BS +2 or MS with no experience for the requirements to be considered "normal". Nice!
Check out this passage from the Job zone IV desctription though:
"For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified."
So "several years" can't be more than 2!!!!:eek:
I (DOL rather) take it back. SVP "Levels" are not fractional so (7.0 to < 8.0) actually means 7 only (http://online.onetcenter.org/help/online/svp):
7. Over 2 years up to and including 4 years
8. Over 4 years up to and including 10 years
So there is nothing between 7 and 8, and since 8 is not included into the interval it means 4 years max for zone IV. Period!
So, for zone IV employer can't require more than BS +2 or MS with no experience for the requirements to be considered "normal". Nice!
Check out this passage from the Job zone IV desctription though:
"For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified."
So "several years" can't be more than 2!!!!:eek:
tattoo Black and White Photography
asanghi
04-16 02:50 PM
Unique Transaction ID #7DW17556YY272161N
more...
pictures 120 Amazing Photography In
krishna.ahd
09-06 09:53 AM
Well, I like you because you are just a straight shooter. If you are such a straight shooter then let me do some straight talk, so just catch this.
Your American mid-size company or Desi small size or super size company will get $180/hr but you will not get even $50/hr from the same client even when you go direct. So no matter how "highly-skilled" you think you are, your non-compete argument is not good enough for you not to be able directly market yourself, because there are gazillion other companies using BI, Cognos, BO, Informatica, Datastage and every similar crap. You can impress a few people by naming some technologies that maybe hot but they don't mean a &hit if you market them yourself. Here is why. A lot of people blame the lack of GC as a reason to be exploited. That is part of the problem. The other part of the problem is that most hiring managers in large companies get commission from these small, mid-size or large American, Desi or European consulting companies. That's why in most cases they always hire through one of these companies. They will not hire directly because the manager thinks you to be a stingy desi, and if he hires you directly the hiring manager will not see a dime, so why will he hire you directly? This is a big cycle of corruption and everybody is part of it including lawmakers who get contributions from lobbyist/representatives of these small, mid and large size companies. You think lawmakers don't know what is going on? You think client doesn't know that you make 85K when the middle company get $180/hr? You think the big-bosses at the company/client doesn't know that the hiring managers are getting favors from middle companies? You think lawmakers doesn't know that immigrant worker waiting for long delayed GC is bonded to an employer that buys employee retention insurance policy for the employer? They all know it. But you see every player in this movie, you, your hiring boss at the client site, the middle company, the lobbyist, the lawmaker and many more, they are all being paid from that $180/hr which you think that you are entitled for because you know Oracle BI and Congnos. Do you realize how easy this ETL, Informatica bull &hit is but somehow you seem to think that its worth $180/hr. And you seem to think that your problem is that other than you, everybody else around you is faking resumes. If you are so smart answer this, how will you avoid using two bitmap index on two columns in two tables when used in the same query? And why would you want to avoid using both the bitmap indexes? Na Na, now don't go to Asktom.com to look for an answer, you are highly skilled, you deserve $180/hr for knowing Congnos and Informatica, shouldn't you be knowing atleast this.
Sorry, did not mean to put you on the spot, just trying to highlight that the problem in this entire debate is, every player in the picture stands up for his/her position always trying to project self-righteous image highlighting the part of the movie in which he or she is the hero and all others are villains. And BTW, now some "super-genius" branic at IEEE - some Ron Hira or NumberUSA or someone with the name Matloff will selectively cut paste from yours or mine post and use it to prove his/her agenda to make name and career for himself as if he is the savior of the world and ALL IMMIGRANTS are evil. And the story goes on and people continue to wait for something to happen when the cycle of corruption continues.... Best of luck my friend, you sure should get $180/hr on EAD, GC and when you are a citizen. It the turn of the idiots at Programmers Guild to read this thread thinking why they are not getting $180/hr. And those geniuses still don't get.... and they blame us for their problems. Well, its not their fault, they have to find and label some group of people as their enemy before they can play a victim card to get some sympathy and relief from nationalistic group of politicians.
Very Well Said Sanju . ( not to offend valuablehurdle or infact anyone else )
Yes GC/EAD gives to room to look around / negotiate the higher rate , to sustain and move up will require a lot more than that.
Look at the aveage compansation for any area.
Assess your expertise ( not to compare with you the guy sitting next to you)
Try to move up in the ladder
Keep updating your tech skill
Diversify to more ( but related ) skill.
Add niche like PMP / Six Sigma.
Top of all , little bit of Luck , to be right place at the right time .
I dont think , i have mentioned anything here extra ordinary , only "CS"
Wish you good luck
Your American mid-size company or Desi small size or super size company will get $180/hr but you will not get even $50/hr from the same client even when you go direct. So no matter how "highly-skilled" you think you are, your non-compete argument is not good enough for you not to be able directly market yourself, because there are gazillion other companies using BI, Cognos, BO, Informatica, Datastage and every similar crap. You can impress a few people by naming some technologies that maybe hot but they don't mean a &hit if you market them yourself. Here is why. A lot of people blame the lack of GC as a reason to be exploited. That is part of the problem. The other part of the problem is that most hiring managers in large companies get commission from these small, mid-size or large American, Desi or European consulting companies. That's why in most cases they always hire through one of these companies. They will not hire directly because the manager thinks you to be a stingy desi, and if he hires you directly the hiring manager will not see a dime, so why will he hire you directly? This is a big cycle of corruption and everybody is part of it including lawmakers who get contributions from lobbyist/representatives of these small, mid and large size companies. You think lawmakers don't know what is going on? You think client doesn't know that you make 85K when the middle company get $180/hr? You think the big-bosses at the company/client doesn't know that the hiring managers are getting favors from middle companies? You think lawmakers doesn't know that immigrant worker waiting for long delayed GC is bonded to an employer that buys employee retention insurance policy for the employer? They all know it. But you see every player in this movie, you, your hiring boss at the client site, the middle company, the lobbyist, the lawmaker and many more, they are all being paid from that $180/hr which you think that you are entitled for because you know Oracle BI and Congnos. Do you realize how easy this ETL, Informatica bull &hit is but somehow you seem to think that its worth $180/hr. And you seem to think that your problem is that other than you, everybody else around you is faking resumes. If you are so smart answer this, how will you avoid using two bitmap index on two columns in two tables when used in the same query? And why would you want to avoid using both the bitmap indexes? Na Na, now don't go to Asktom.com to look for an answer, you are highly skilled, you deserve $180/hr for knowing Congnos and Informatica, shouldn't you be knowing atleast this.
Sorry, did not mean to put you on the spot, just trying to highlight that the problem in this entire debate is, every player in the picture stands up for his/her position always trying to project self-righteous image highlighting the part of the movie in which he or she is the hero and all others are villains. And BTW, now some "super-genius" branic at IEEE - some Ron Hira or NumberUSA or someone with the name Matloff will selectively cut paste from yours or mine post and use it to prove his/her agenda to make name and career for himself as if he is the savior of the world and ALL IMMIGRANTS are evil. And the story goes on and people continue to wait for something to happen when the cycle of corruption continues.... Best of luck my friend, you sure should get $180/hr on EAD, GC and when you are a citizen. It the turn of the idiots at Programmers Guild to read this thread thinking why they are not getting $180/hr. And those geniuses still don't get.... and they blame us for their problems. Well, its not their fault, they have to find and label some group of people as their enemy before they can play a victim card to get some sympathy and relief from nationalistic group of politicians.
Very Well Said Sanju . ( not to offend valuablehurdle or infact anyone else )
Yes GC/EAD gives to room to look around / negotiate the higher rate , to sustain and move up will require a lot more than that.
Look at the aveage compansation for any area.
Assess your expertise ( not to compare with you the guy sitting next to you)
Try to move up in the ladder
Keep updating your tech skill
Diversify to more ( but related ) skill.
Add niche like PMP / Six Sigma.
Top of all , little bit of Luck , to be right place at the right time .
I dont think , i have mentioned anything here extra ordinary , only "CS"
Wish you good luck
dresses toned lack amp; white prints |
h1techSlave
05-28 06:08 PM
It is time to build some momentum.
IV core needs to follow this and raise funds for this cause if necessary.... peace meal strategy is the only strategy that we can do in this economic conditions... do not go for CIR
IV core needs to follow this and raise funds for this cause if necessary.... peace meal strategy is the only strategy that we can do in this economic conditions... do not go for CIR
more...
makeup lack and white photography
Hassan11
02-09 01:36 PM
My first PERM (through company A) was denied, as I told before, just because the PERM software automatically denies application with requirements that exceed "normal" SVP level. (Moreover, it accuses you in claiming that the requirements are normal, even if you didn't claim that!) I am not preparing a second appeal. I am preparing a second PERM filing through another company.
I couldn't really find any information about the appeal process on the LC once it is denied. the ironic thing is that my first LC was approved then after I got promoted to a senior position and applied for a second LC, the 2nd LC was denied because they think there is no difference between the 1st and 2nd position. does the DOL have an automatic system that processes the LC and that why it coudn't see the difference between the 2 positions??
where can i find more info about the appeal process?? any links to go to??
Styrum: did your lawyer give you any info on how long the appeal process takes? and the probability of success in the appeal?? Thanks
I couldn't really find any information about the appeal process on the LC once it is denied. the ironic thing is that my first LC was approved then after I got promoted to a senior position and applied for a second LC, the 2nd LC was denied because they think there is no difference between the 1st and 2nd position. does the DOL have an automatic system that processes the LC and that why it coudn't see the difference between the 2 positions??
where can i find more info about the appeal process?? any links to go to??
Styrum: did your lawyer give you any info on how long the appeal process takes? and the probability of success in the appeal?? Thanks
girlfriend Rain on Mayapple in lack and
NNReddy
04-19 02:31 PM
I am confident that Obama will come with some kind of immigration bill like he did with health care. Though the bill will not be comprehensive, it will include some benefits to EB reform. The reason obama will pursue this is to secure his political future and win second term.
hairstyles Labels: lack and white,
rkgc
04-16 11:09 AM
gcbikari, the link that you have provided is great, I just looked up a company and saw that the company owner got arrested last week, whom I would have joined. Man, he was doing a sugar coated talk when I was looking for job, and through out his speech he was talking only in millions, like we bought this company ABC last month for 20 million, and in walks in the owner of ABC Company with ragged clothes, really! man who has 20 million.
jayleno
09-06 12:43 AM
Oh you are back!!!!!!!!!!!!!!!!!!!! yay...we all have been looing for ya. How have you been??????? :) :D
Try Indeed.com
Hello Everyone,
I am back again. This forum is outstanding when it comes to reliable information....
I work for a reputed US Consulting firm. They under-pay you and make you over work. They market fake resumes in a polished way. YES... IT is TRUE. Don't just blame the desi consultants.
I am on a EAD. I wanted to switch to hourly basis and wanted to see if there are any direct vendors who would be ready to pay better rates. Desi Consulting Co. is out of question. From my experience, Robert Half is bad too. Is there a better way to market yourself..to the employer?
Any help will be appreciated. !!
Try Indeed.com
Hello Everyone,
I am back again. This forum is outstanding when it comes to reliable information....
I work for a reputed US Consulting firm. They under-pay you and make you over work. They market fake resumes in a polished way. YES... IT is TRUE. Don't just blame the desi consultants.
I am on a EAD. I wanted to switch to hourly basis and wanted to see if there are any direct vendors who would be ready to pay better rates. Desi Consulting Co. is out of question. From my experience, Robert Half is bad too. Is there a better way to market yourself..to the employer?
Any help will be appreciated. !!
greyhair
05-24 09:00 AM
I have reserved the air tickets to do meetings in Washington. I am willing to buy tickets for 1 more person. If anyone needs help in buying tickets please send me a private message. Looking forward to working with everyone.
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